Privacy Policy

Policy Summary

Personal Data processed for the following purposes and using the following services:

• Account Creation and Authentication
  • Purpose: To facilitate account creation and authentication, and otherwise manage user accounts.
  • Personal Data: email address; password; account preferences; any other data voluntarily provided during registration.
• Service Delivery
  • Purpose: To deliver and facilitate the delivery of services to the user, such as tracking income and expenses.
  • Personal Data: email address; transaction data (date, description, category, amount); other data entered by the user for tracking purposes.
• User Support
  • Purpose: To respond to user inquiries and offer support to users.
  • Personal Data: email address; any information provided during communication with support.
• Administrative Information
  • Purpose: To send administrative information, such as updates to terms, privacy policy changes, or notifications about account activity.
  • Personal Data: email address; user account data.

Full Policy

Owner and Data Controller

Moneypeas.app, Spain

Owner contact email: moneypeas.app@gmail.com

Types of Data Collected

Among the types of Personal Data that this Application collects, by itself or through third parties, there are:

• Account Information: email address; password; account preferences.
• Transaction Data: information entered by the user to track income and expenses, including date, amount, category, and description of the transaction. This data is used exclusively for the purpose of providing the income and expense tracking service and will not be shared with third parties except where necessary for the operation of the Application.
• Communication Data: email address; any information provided during communication with support or inquiries.
• Usage Data: data automatically collected while using the service, such as log data or technical data about the device used to access the service.

Complete details on each type of Personal Data collected are provided in the dedicated sections of this privacy policy or by specific explanation texts displayed prior to the Data collection.

Personal Data may be freely provided by the User, or, in case of Usage Data, collected automatically when using this Application.

Unless specified otherwise, all Data requested by this Application is mandatory and failure to provide this Data may make it impossible for this Application to provide its services.

Users who are uncertain about which Personal Data is mandatory are welcome to contact the Owner.

Any use of Cookies – or of other tracking tools — by this Application or by the owners of third-party services used by this Application serves the purpose of providing the Service required by the User, in addition to any other purposes described in the present document.

Cookies and Tracking Tools

This Application uses only essential cookies, which are strictly necessary for the functioning of the service. These cookies do not require user consent under the GDPR.

Additionally, this Application uses Umami Analytics, a privacy-friendly analytics service that does not set cookies or collect personally identifiable information. All analytics data is anonymized and used solely for improving the service.

Users can still configure their browser settings to block or delete cookies if they prefer, though this may affect the functionality of the service.

Users are responsible for any third-party Personal Data obtained, published or shared through this Application.

Explicit Legal Basis for Processing

This Application processes Personal Data based on one or more of the following legal bases, as required by the GDPR:

• Consent: The User has given explicit consent to the processing of their Personal Data for one or more specific purposes. Users may withdraw their consent at any time.
• Contract Performance: Processing is necessary for the performance of a contract to which the User is a party, or to take steps at the User's request prior to entering into a contract. This includes the processing of Personal Data required to provide the service (e.g., tracking income and expenses).
• Legal Obligation: Processing is necessary for compliance with a legal obligation to which the Owner is subject.
• Legitimate Interests: Processing is necessary for the purposes of the legitimate interests pursued by the Owner or a third party, provided these interests are not overridden by the User’s rights and freedoms.

The specific legal basis for processing each category of Personal Data is described in the relevant sections of this privacy policy or provided upon request.

Mode and Place of Processing the Data

Methods of Processing

The Owner takes appropriate security measures to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data.

The Data processing is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated. In addition to the Owner, in some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of this Application (administration, sales, marketing, legal, system administration) or external parties (such as third-party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the Owner. The updated list of these parties may be requested from the Owner at any time.

Place

The Data is processed at the Owner's operating offices and in any other places where the parties involved in the processing are located.

Depending on the User's location, data transfers may involve transferring the User's Data to a country other than their own. To find out more about the place of processing of such transferred Data, Users can check the section containing details about the processing of Personal Data.

Retention Time

Unless specified otherwise in this document, Personal Data shall be processed and stored for as long as required by the purpose they have been collected for and may be retained for longer due to applicable legal obligation or based on the Users’ consent.

Third-Party Processing

To provide the services offered by this Application, the Owner relies on trusted third-party service providers to process certain data. These third parties are carefully selected to ensure compliance with GDPR and other applicable data protection laws. The third parties used by this Application are:

• Digital Ocean: This service is used as the hosting provider for the Application. Data may be stored on DigitalOcean servers, which are compliant with industry-standard security and privacy practices.
• Umami Analytics: A privacy-focused analytics service that does not set cookies or collect personally identifiable information. All analytics data is anonymized and used solely for improving the Application.
• Google: Used for email communication, including responses to user inquiries and administrative messages. Google’s email services comply with GDPR requirements.

Each of these third parties processes data in accordance with their privacy policies and applicable laws. For more details about their privacy practices, Users are encouraged to review their respective privacy policies:

• Digital Ocean Privacy Policy
• Umami Analytics Privacy Policy
• Google Privacy Policy

Any data shared with these third-party services is strictly limited to what is necessary for the functioning and improvement of the Application.

The Purposes of Processing

The Data concerning the User is collected to allow the Owner to provide its Service, comply with its legal obligations, respond to enforcement requests, protect its rights and interests (or those of its Users or third parties), detect any malicious or fraudulent activity, as well as the following: Account Creation and Authentication, Service Delivery, User Support and Administrative Communications.

Detailed Information on the Processing of Personal Data

Personal Data is collected for the following purposes and using the following services:

• Account Creation and Authentication
  • Purpose: To facilitate account creation and authentication, and otherwise manage user accounts.
  • Personal Data Processed: email address; password; account preferences.
• Service Delivery
  • Purpose: To deliver and facilitate the delivery of services to the user, such as tracking income and expenses.
  • Personal Data Processed: email address; transaction data (date, description, category, amount); other data entered by the user for tracking purposes.
• User Support
  • Purpose: To respond to user inquiries and offer support to users.
  • Personal Data Processed: email address; any information provided during communication with support.
• Administrative Communications
  • Purpose: To send administrative information, such as updates to terms, privacy policy changes, or notifications about account activity.
  • Personal Data Processed: email address; user account data.

Further Information for Users

Legal Basis of Processing

The Owner may process Personal Data relating to Users if one of the following applies:

• Users have given their consent for one or more specific purposes.
• Provision of Data is necessary for the performance of an agreement with the User and/or for any pre-contractual obligations thereof;
• Processing is necessary for compliance with a legal obligation to which the Owner is subject;
• Processing is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Owner;
• Processing is necessary for the purposes of the legitimate interests pursued by the Owner or by a third party.

In any case, the Owner will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Further Information about Retention Time

Unless specified otherwise in this document, Personal Data shall be processed and stored for as long as required by the purpose they have been collected for and may be retained for longer due to applicable legal obligation or based on the Users’ consent.

The Rights of Users Based on the General Data Protection Regulation (GDPR)

Users may exercise certain rights regarding their Data processed by the Owner. In particular, Users have the right to do the following, to the extent permitted by law:

• Withdraw their consent at any time.
• Object to processing of their Data.
• Access their Data.
• Verify and seek rectification.
• Restrict the processing of their Data.
• Have their Personal Data deleted or otherwise removed.
• Receive their Data and have it transferred to another controller.
• Lodge a complaint.

Details about the Right to Object to Processing

Where Personal Data is processed for a public interest, in the exercise of an official authority vested in the Owner, or for the purposes of the legitimate interests pursued by the Owner, Users may object to such processing by providing a ground related to their particular situation to justify the objection.

How to Exercise These Rights

Any requests to exercise User rights can be directed to the Owner through the contact details provided in this document. Such requests are free of charge and will be answered by the Owner as early as possible and always within one month, providing Users with the information required by law.

Additional Information About Data Collection and Processing

Legal Action

The User's Personal Data may be used for legal purposes by the Owner in Court or in the stages leading to possible legal action arising from improper use of this Application or the related Services.

The User declares to be aware that the Owner may be required to reveal personal data upon request of public authorities.

System Logs and Maintenance

For operation and maintenance purposes, this Application and any third-party services may collect files that record interaction with this Application (System logs) or use other Personal Data (such as the IP Address) for this purpose.

Information Not Contained in This Policy

More details concerning the collection or processing of Personal Data may be requested from the Owner at any time. Please see the contact information at the beginning of this document.

Changes to This Privacy Policy

The Owner reserves the right to make changes to this privacy policy at any time by notifying its Users on this page and possibly within this Application and/or - as far as technically and legally feasible - sending a notice to Users via any contact information available to the Owner.

It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom.

Should the changes affect processing activities performed on the basis of the User’s consent, the Owner shall collect new consent from the User, where required.