Terms of Service

1. Description of the Service

The Service allows individuals to:

• Create an account.
• Manually add, manage, and track income and expenses, including date, amount, description, and category.

Future updates to the Service may include additional features such as analytics, integrations, and more, which will also be governed by these Terms.

2. User Eligibility

The Service is intended for individuals aged 18 or older. By using the Service, you confirm that you meet this requirement. If we discover that a minor has created an account, we reserve the right to delete the account.

3. User Accounts

To access the Service, you must create an account. You agree to:

• Provide accurate and up-to-date information during registration.
• Maintain the security of your account credentials.
• Notify us immediately of any unauthorized access or use of your account.

You are responsible for all activity under your account. We are not liable for any loss or damage arising from your failure to safeguard your account. In the event of forgotten credentials or account compromise, recovery options will be provided, subject to verification of your identity.

4. Use of the Service

You agree to use the Service only for lawful purposes and in compliance with these Terms. You must not:

• Use the Service in a way that violates any applicable laws or regulations.
• Reverse-engineer, decompile, or otherwise attempt to extract the source code of the Service.

5. Fees

The Service is currently offered free of charge. We reserve the right to introduce fees or premium features in the future. Users will be notified at least 30 days in advance of any changes to the fee structure.

6. Data and Privacy

We take your privacy seriously. The handling of personal data is governed by our Privacy Policy. By using the Service, you agree to the terms of our Privacy Policy.

We use industry-standard security measures to protect your data. Users are solely responsible for the accuracy of the data they input. Upon request, users may export or delete their data within 30 days of account closure.

7. Limitations of Liability

The Service is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of data entered into the Service. To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.
• Our total liability for any claims related to the Service is limited to the amount you have paid us (if any) in the 12 months prior to the claim.

8. Intellectual Property

The Service, including all content, design, code, and trademarks, is owned by Moneypeas. You may not use, copy, or distribute any part of the Service without prior written permission.

9. Third-Party Services

The Service may integrate with third-party tools or services. We are not responsible for any issues arising from their use, including data loss or service interruptions.

10. Termination

You may stop using the Service at any time. We reserve the right to suspend or terminate your access to the Service if:

• You violate these Terms.
• We discontinue the Service.

Upon termination, your account and any associated data may be deleted. Users may request to export their data within 30 days of termination.

11. Changes to the Terms

We may update these Terms from time to time. If we make significant changes, we will notify you through the Service or via email. Continued use of the Service after changes indicates your acceptance of the updated Terms. The latest version of the Terms will always be accessible within the Service.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of the European Union and the laws of Spain, without regard to its conflict of laws principles. Local consumer protection laws in your country may provide additional rights. Any disputes shall be resolved in the courts of Spain.

13. Dispute Resolution

Before initiating legal proceedings, you agree to attempt to resolve disputes informally by contacting us at moneypeas.app@gmail.com. If informal resolution is unsuccessful, disputes may be resolved through mediation or arbitration, as agreed by both parties, before escalating to the courts.

14. Contact Us

If you have questions or concerns about these Terms, please contact us at moneypeas.app@gmail.com.